Terms of use
Using this site
By using pharosins.com, you agree to these terms. Please use the site lawfully and don’t try to disrupt it, misuse its forms or send spam.
General information, not advice
The information on this site is general and for education only. It isn’t legal, tax or financial advice, and it doesn’t describe any specific policy. Your policy documents decide what’s covered. Requirements from FMCSA and other agencies change, so check with them directly.
No coverage through this site
- A request made through this website, by web form, text or voicemail, doesn’t bind, change or cancel coverage by itself.
- A quote is not coverage. Coverage is in effect only once a policy is issued or bound, under its terms.
- Quotes depend on underwriting, eligibility and the information you give us. We can’t promise that coverage will be available or offered at a particular price.
Your information
What you send us must be accurate and yours to share. See our Privacy Policy and Text Messaging Terms.
Links to other sites
Links to other sites, like fmcsa.dot.gov, are for convenience. We don’t control those sites and aren’t responsible for them.
Our content
The text, design and graphics on this site belong to Pharos Insurance Group LLC or are used with permission. Photos may be licensed from third parties.
Disclaimer and limits
The site is provided “as is.” To the extent the law allows, we aren’t liable for damages from using the site or relying on its general information.
Changes
We may update these terms. Changes take effect when posted here.
Contact
Pharos Insurance Group LLC · Licensed insurance agency · Fort Myers, FLsales@pharosins.com · (305) 776-9420